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Before making an application please make sure you have read and understood our Small Print, the Cofunds Key Features and individual fund Key Features and charges as appropriate, which are available for download by selecting your chosen fund for ISAs here and Unit Trusts here, as well as our own structure relating to Fees & Charges. By making an application you are agreeing to our Terms of Business. All investments should be regarded as for the long term as investment values can go down as well as up and you may not get back the amount invested.